Wind Mitigation Inspection
Document your home’s hurricane-resistant features and help lower your insurance premiums in Southwest Florida.
What Is a Wind Mitigation Inspection?
In Florida, insurance companies offer discounts for homes that are better protected against high winds and hurricanes. A wind mitigation inspection documents those protective features so your insurance carrier can apply the proper credits and discounts.
We inspect and photograph key parts of your home that affect how it performs in high-wind events, from the roof covering down to opening protection such as impact windows and shutters.
What We Document
Our wind mitigation inspections follow the Florida OIR-B1-1802 form used by insurers across the state.
- Roof covering type (shingle, tile, metal, etc.)
- Roof covering permit date and estimated age
- Roof deck attachment (nail size, spacing, pattern)
- Roof-to-wall connections (clips, straps, wraps, or toe-nails)
- Roof shape (hip, gable, flat, combination)
- Impact-rated windows and doors
- Hurricane shutters and panels
- Impact-rated garage doors and sliders
- Verification of labels or documentation where accessible
- Categorization of opening protection level for insurance credit
- Required photos of roof covering, connections, and attic components
- Photos of opening protection and exterior elevations
- Clear documentation that matches what carriers expect to see
Why Wind Mitigation Matters in SWFL
Southwest Florida homes face frequent tropical storms and hurricanes. Insurance companies reward homes that are built or upgraded to better withstand wind damage. Without a current wind mitigation inspection, you may be leaving money on the table every year in higher premiums.
- Potential to reduce your annual insurance premiums
- Required or strongly recommended by many insurance carriers
- Helps document upgrades like new roofs or impact windows
- Provides peace of mind about how your home is protected
What You Receive
- Completed Florida OIR-B1-1802 wind mitigation form
- Photos of key hurricane-resistance features
- Digital copy ready to send to your insurance agent
- Explanation of where your current credits come from
- Suggestions on upgrades that may improve discounts
Quick Facts
Service Area: Lee, Collier, Charlotte Counties
Best Time: After a new roof or impact window installation, or before renewing insurance
Report Type: Florida OIR-B1-1802 Wind Mitigation Form
Inspector: Licensed · Insured · Local SWFL Experience